Mold Assessment Technician Practice Exam

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What amount of general liability insurance is specified in TDLR mold regulations?

$500,000 per occurrence
$1 million per occurrence
$2 million per occurrence
$250,000 per occurrence

The correct answer is: $1 million per occurrence

The requirement for $1 million per occurrence in general liability insurance specified in TDLR mold regulations is established to ensure that mold assessment technicians are adequately covered for potential claims arising from their work. This amount is considered a standard benchmark to protect both the professionals and their clients in case of incidents such as property damage or bodily injury that may result from mold assessments or related activities. This level of coverage is significant because mold-related issues can lead to serious health concerns and costly remediation efforts. Having a substantial insurance policy helps to safeguard against lawsuits and claims that could arise from accidents or negligence. It reflects an understanding of the potential liabilities associated with mold assessment work, thereby providing reassurance to clients about the technician's commitment to professionalism and safety. Higher coverage amounts, while they might offer additional protection, are not a requirement in the TDLR regulations, which specifically cite the $1 million figure as the necessary threshold.